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Business Loan

Apply for a Business Loan.

Interest Rate

Min. 14% Per Annum

Processing Fee

Max. 2%

Tenure Range

1-4 years

Fees & Charges:

  • Preclosure Fee - 4% of principal outstanding

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months
  • Turnover Proof -  Service Tax Returns/ latest sales

Business Proof:

  • Bank's term deposits
  • National Savings Certificates

Eligibility:

  • Age - 1-4 years
  • Nationality - Indian
  • Should be self-employed/partnership/companies
  • Business in working for at least 3 years
Interest Rate

Min. 18% Per Annum

Processing Fee

Max. 2%

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure Fee - NIL

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months
  • Turnover Proof -  Service Tax Returns/ latest sales

Business Proof:

  • Bank's term deposits
  • National Savings Certificates

Eligibility:

  • Age - 25-55 years 
  • Nationality - Indian
  • Should be self-employed/partnership/companies
  • Business in working for at least 3 years
Interest Rate

customised

Processing Fee

Max. 2% Per Annum

Tenure Range

Max. 5 years

Fees & Charges:

  • Preclosure Fee - 5% (till 6months - 2 years)
  • 3% (2-3 years) and 2% (after 3 years)

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months
  • Turnover Proof -  Service Tax Returns/ latest sales

Business Proof:

  • Bank's term deposits
  • National Savings Certificates

Eligibility:

  • Age - 24-60 years 
  • Nationality - Indian
  • Should be self-employed/parntership/companies/ doctors
Interest Rate

15.65% - 21.20% Per Annum

Processing Fee

Max. 2.5%

Tenure Range

1-4 years

Fees & Charges:

  • Preclosure Fee - 4% (till 6months-2 years),  3% (2-3 years) and 2% (after 3 years)

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months
  • Turnover Proof -  Service Tax Returns/ latest sales

Business Proof:

  • Bank's term deposits
  • National Savings Certificates

Eligibilty:

  • Age - 21-65 years 
  • Nationality - Indian
  • Should be self-employed/parntership/companies/ doctors
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