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Education Loan

Apply for a Education Loan.

Interest Rate

Min. 10.25% Per Annum (0.50% less for females)

Processing Fee

NIL

Tenure Range

Max. 15 years

Fees & Charges:

  • Preclosure Fee - NIL Max. 15 years

Documents Required:

For student applicant:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Academic Proof:

  • 10th, 12th, graduation mark sheets

Admission Proof:

  • Offer letter/ admission letter

For Co-applicant:

  • Identity Proof, Address Proof
  • Income Proof for salaried/self-employed

Eligibility:

  • Nationality - Indian 
  • Secured admission to selected Professional/Technical institutions
Interest Rate

13.7% - 15.7% (additional 25bps benefit for female applicants)

Processing Fee

NIL

Tenure Range

Max. 10 years for loans less than Rs. 7.5 Lakhs Max. 15 years for loans greater than Rs. 7.5 Lakhs

Fees & Charges:

  • Preclosure Fee - NIL

Documents Required:

For student applicant:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Academic Proof:

  • 10th, 12th, graduation mark sheets

Admission Proof:

  • Offer letter/ admission letter

For Co-applicant:

  • Identity Proof, Address Proof
  • Income Proof for salaried/self-employed

Eligibility:

  • Nationality - Indian 
  • Secured admission to selected Professional/Technical institutions
Interest Rate

9% - 16.88% Per Annum

Processing Fee

Min. 1 %

Tenure Range

Max. 10 years

Fees & Charges:

  • Preclosure Fee - Max. 4% of principal outstanding

Documents Required:

For student applicant:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Academic Proof:

  • 10th, 12th, graduation mark sheets

Admission Proof:

  • Offer letter/ admission letter

For Co-applicant:

  • Identity Proof, Address Proof
  • Income Proof for salaried/self-employed

Eligibility:

  • Nationality - Indian 
  • Age - 16-35 years 
  • Third Party Guarantee for loan 4 - 7.5 Lakhs 
  • Tangible collateral + Third Party Guarantee for loans above 7.5 lakhs
Interest Rate

12%-13% Per Annum

Processing Fee

NIL

Tenure Range

Max. 15 years

Fees & Charges:

  • Repayment Fee - NIL

Documents Required:

For student applicant:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Academic Proof:

  • 10th, 12th, graduation mark sheets

Admission Proof:

  • Offer letter/ admission letter

For Co-applicant:

  • Identity Proof, Address Proof
  • Income Proof for salaried/self-employed

Eligibility:

  • Nationality - Indian 
  • Secured admission to selected Professional/Technical institutions
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