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Personal Loan

Apply for a Personal Loan.

Interest Rate

10.99% - 17.99% Per Annum

Processing Fee

NIL

Tenure Range

30 Lakhs - Max.

Time Period:

  • 1-5 Years

Documents Required:

  • KYC - PAN
  • Identity proof 
  • Address proof
  • photographs
  • Income proof

Features:

  • No asset required as collateral 
  • Door-step service available 
  • Loan amount credited within 48 hours 
  • Minimal paperwork required 
  • Part-payment option available 
  • E-approval facility with an easy balance transfer option
Interest Rate

10.99% - 20% Per Annum

Processing Fee

Max. 2.25% + Tax

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure fee -5%  of principal outstanding

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 3 months salary slip 
  • Form 16 + Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Eligibility:

  • Age - 23-65 years 
  • Monthly income - Min. Rs 15,000 
  • Minimum profit - Rs. 2 lakhs (self-employed) / Rs. 1 lakh (non-employed)
Interest Rate

10.99% - 19% Per Annum

Processing Fee

Min. Rs. 999 (upto 2%)

Tenure Range

1-6 years

Fees & Charges:

  • Preclosure fee - Rs. 5000 after 12 months

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 3 months salary slip 
  • Form 16 + Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Eligibility:

For salaried person:

  • Age - 24-55 years 
  • Job experience- Min. 2 years
  • Monthly income - Rs 20K

For Businessman/Self-employed person:

  • Age - 25-65 years
  • Job experience - Min. 3 years 
  • Monthly income - Rs 2 lakhs per annum
Interest Rate

10.99% - 21.25% Per Annum

Processing Fee

Max. 2.5%

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure fee - 4% of principal outstanding + plus (in 2nd year)

Address proof:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 3 months salary slip 
  • Form 16 + Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Eligibility:

For salaried person:

  • Age - 24-55 years 
  • Job experience - Min. 1 year

For Businessmen/ Self-employed person:

  • Age - 25-65 years 
  • Job experience - Min. 1 year
Interest Rate

12.99% Per Annum

Processing Fee

2.25% - 3%

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure fee - 4% of principal outstanding + taxes

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 3 months salary slip 
  • Form 16 + Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Eligibility:

  • Age - 23-58 years 
  • Nationality -  Indian 
  • should be a salaried person (in public, private or MNC sector)
Interest Rate

10.99% - 24% Per Annum

Processing Fee

10.99% - 24%

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure fee - 5% of principal outstanding + taxes

Address Proof:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 3 months salary slip 
  • Form 16 + Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Eligibility:

  • Age - 21-50 years 
  • Monthly income - min. 20,000
  • Job experience - Min. 1 year
  • should be a salaried person (in public or private sector)
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