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Used Car Loan

Apply for a Used Car Loan.

Interest Rate

13.1% - 15% Per Annum

Processing Fee

Rs. 1999

Tenure Range

1-4 years

Fees & Charges:

  • Preclosure Fee - 5% of principal outstanding (within 2 years), 4% (2-3 years) and 3% (after 3 years)

Documents Required:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Eligibilty:

  • Nationality - Indian 
  • Age - 21-65 years 
  • Min. income - Rs. 15000 Per Month
Interest Rate

12.5% - 14.5% Per Annum

Processing Fee

Max. 2%

Tenure Range

1-7 years

Fees & Charges:

  • Preclosure Fee - 4% of principal outstanding

Address Proof:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Eligibility:

  • Nationality - Indian 
  • Age - 21-65 years 
  • Should have 2 years total work experience 
Interest Rate

13.1% - 15% Per Annum

Processing Fee

Rs. 1999

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure Fee - 6% of principal outstanding (within 1 year), 5% (1-2 years) and 3% (after 2 years)

Address Proof:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Eligibility:

  • Nationality - Indian 
  • Age  - 21-65 years 
  • Should have 2 years total work experience as an employee and 3 years experience for businessmen
Interest Rate

11.5% Per Annum

Processing Fee

Rs. 575

Tenure Range

1-3 years

Fees & Charges:

  • Preclosure Fee - NIL

Address Proof:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Eligibility:

  • Nationality - Indian 
  • Age  - 18-70 years 
  • Min. income - Rs. 8 Lakhs Per Year 
Interest Rate

8.6% - 8.95% Per Annum

Processing Fee

0.25% ( Upto Rs. 11,800)

Tenure Range

1-5 years

Fees & Charges:

  • Preclosure Fee - NIL 
  • Prepayment Fee - 6% (Till 1 year), 5% (1-2 years) and 3% (After 2 years)

Address Proof:

Identity Proof:

  • Aadhaar Card/ Passport/ PAN Card/ Voter ID Card

Address Proof:

  • Aadhaar Card/ Passport/ Driving License/ electricity, phone bills

Income Proof:

  • Last 2 years IT returns 
  • Income computation certificates by CA for last 2 years 
  • Bank statement for last 6 months

Eligibility:

  • Nationality - Indian 
  • Age - 23-70 Years 
  • Should be self-employed/partnership/companies ( at least for 1 year)
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